Fee Schedule

Effective January 31, 2026

We believe everyone deserves a chance to build wealth. At Whale, we're transforming an overlooked opportunity—security deposits—into a pathway for investing. We've created a security deposit solution that makes paying, holding, and returning security deposits 100% free for landlords and renters.

However, like banks, some small fees apply for certain account actions. These fees help us cover operational costs, enabling us to offer an interest rate that's 7x the national average and return your deposit instantly after move-out.

You can view our full fee schedule below.

Fee Schedule

INCOMING TRANSFERS
ACH
Zelle
MoneyGram*
Venmo
Wire Transfer*
OUTGOING TRANSFERS
ACH
Zelle
Venmo
Wire Transfer*
Mailed Check
ACCOUNT MAINTENANCE
Minimum Balance Fee
Statement copies
Account Closure Fee

* Your bank or these providers may charge a fee to use this transfer method.