# The first high-yield savings account for security deposits

Keep your security deposit in your own FDIC-insured account, earn up to **2.50**% (APY) interest, and get your deposit back instantly after move-out.

YOUR FUTURE

## Watch your security deposit work for you

Instead of sitting idle, your deposit grows throughout your lease - helping you build wealth while you rent​.

Your $2,065.03 deposit

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BANK

APY

**2.50**%

Bank of America

0.04%

Chase

0.02%

Wells Fargo

0.01%

Plus, the **2.50**% APY is 7X the national average rate.

As of May 19, 2025, the average national deposit rate is 0.42%.

[Source: The FDIC](https://www.fdic.gov/national-rates-and-rate-caps)

IMPACT

## A security deposit designed for renters

Your security deposit is your money, so why hand it over to your landlord? Top properties have partnered with Whale to provide a renter-friendly solution.

# Your money, growing in your account

No more handing over a check to your landlord and missing out on interest.

# FDIC-insured and 100% risk-free

Your deposit is held in cash in an FDIC-insured account so you earn interest risk-free. Whale never invests your money in any way.

# Get your money back—fast

Once your landlord processes your move-out, your funds are instantly unlocked. No more waiting weeks for a refund check!

THE CATCH

## Good for your landlord - great for you

Landlords collect security deposits to safeguard against missed payments and damages, but it’s a pain to manage and renters must hand over a hefty sum up-front and wait weeks for it to be returned at move out. Whale delivers a win-win solution.

Landlords

Renters

Zero work,

Zero risks

Zero new tools

Earn interest

Quicker returns

Visibility over money

Advisory services are offered by Build Whale, Inc., an SEC-registered Investment Advisor. Funds are held by Alpaca, member FINRA SIPC. Each renter’s account is FDIC-insured up to $1,000,000.

## Partnered with properties across the US.

FAQs

## Frequently asked

What is Whale?

How much can I earn?

Are there any fees to use Whale?

How does Whale safeguard my money?

What happens when I move out?

Why haven’t I received a deposit request from Whale?

# Ready to get started?